Nations Personal Loan

The most personalised aid for life

Nations Personal Loan

Tailor made loans with convenience and flexibility

Nations Personal Loan is a convenient, hassle free financial solution that lets you fulfill your dreams.If you need a makeover for your home, a stereo system for your car, to travel the world with your loved ones  indulge your aspiration with a Nation Personal Loan

Borrowing the simple way

  • Get loans up to a maximum of Rs. 5 million.*
  • You enjoy fixed and variable interest rates.
  • Repay at your own time, within 5 years.*
  • If you’re a salaried employee, there are no guarantors.
  • Are you a “Nations Salary Saver” customer? You get special interest rate concession and fee waivers.
  • You can even apply jointly with your spouse.*
  • Your loan will be processed within 5 working days.*

*Conditions Apply

General Loan Terms and Conditions for Individuals (E)

General Loan Terms and Conditions for Individuals (S)

General Loan Terms and Conditions for Individuals (T)


General Loan Terms and Conditions for Joint Accounts (E)

General Loan Terms and Conditions for Joint Accounts (S)

General Loan Terms and Conditions for Joint Accounts (T)


What you need

  • Be a Sri Lankan citizen residing in Sri Lanka
  • Aged between 18-55 years
  • Salaried in an institution we recognize
  • In a confirmed employment for minimum 12 months
  • Earn a minimum basic salary of Rs.25,000 and a monthly fixed gross salary of Rs. 30,000

Click to view Consumer Loans Tariffs

Steps to get started

  • Submit your personal loan application form
  • A copy of your recent salary slip, and NIC
  • A letter from your employer confirming your employment and income
  • Your salary assignment letter, and last 3 months bank statements
  • Documentary evidence for address verification

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If you require further clarification on the Nations Trust Bank financial services, please contact us on:

+94 (0)11 4 711411

+94 (0)11 4 414141

+94 (0)11 4 682767